SAFE MONEY STRATEGIESMarkets Are Unpredictable.
Your Retirement Income Shouldn't Be.
The GMWS platform gives pre-retirees and retirees the tools to protect their wealth from sequence risk, inflation, and market volatility — and replace uncertainty with guaranteed lifetime income.
Everything You Need
Premium Tools Built for Your Retirement
Every feature was designed specifically for pre-retirees and retirees who want clarity, security, and confidence in their financial future.
Retirement Calculators
Four precision tools — Withdrawal Rate, Inflation Impact, Annuity Estimator, and RMD Calculator — to model every scenario.
FI Number & Safety Net Score
Answer targeted questions and receive your Financial Independence Number with a personalized Safety Net Score from 0–100.
AI Receipt Scanning
Snap a photo of any receipt and our AI instantly extracts vendor, amount, date, and category — flagging tax-deductible expenses.
Encrypted Document Vault
Store annuity contracts, tax returns, Medicare cards, and all critical financial documents with AES-256 encryption.
Net Worth Tracker
Track all assets and liabilities in one place. See your Risk Money vs. Safe Money breakdown and watch your net worth grow.
AI Financial Coach
Receive personalized monthly coaching, strategic nudges, and milestone celebrations tailored to your financial goals.
The Academy
Bite-sized video modules on IULs, Annuities, the 0% Floor, Tax-Free Retirement, and more — learn at your own pace.
What-If Scenario Engine
Model financial decisions with interactive sliders. See how redirecting $200/month impacts your retirement over 20 years.
Simple Process
Your Path to a Confident Retirement
Create Your Account
Sign up in seconds. No credit card required to get started.
Take the Financial Assessment
Complete our comprehensive questionnaire to get your FI Number and Safety Net Score.
Use Your Premium Tools
Run calculations, scan receipts, store documents, and track your net worth — all in one place.
Book a Strategy Session
When you're ready, book a free call with our team to build your complete retirement income plan.
Simple Pricing
One App. Two Plans. Zero Confusion.
No hidden fees. No upsells. Just powerful retirement tools at a price that respects your budget.
Monthly
Perfect for trying out all premium features with no long-term commitment.
Annual Plan
Save over 15% compared to monthly — auto-renews annually.
Real Results
Trusted by Retirees Across America
"GMWS gave me the clarity I needed. I ran the Withdrawal Rate calculator and finally understood how long my savings would last. The Safety Net Score was eye-opening."
Robert M.
Retired, 67 · Phoenix, AZ
"The document vault alone is worth it. I have all my annuity contracts, Medicare cards, and tax returns in one secure place. No more digging through filing cabinets."
Sandra K.
Pre-Retiree, 59 · Tampa, FL
"I booked a strategy session after taking the assessment and the team helped me restructure my income plan. Best investment I've ever made in my financial future."
James T.
Retired, 71 · Dallas, TX
Got Questions?
Frequently Asked Questions
"Grow My Wealth Safely" — Your Free Financial Guide
Sign up for your free account, take the Financial Assessment, and instantly receive your personalized Safety Net Score plus a free copy of our comprehensive guide to growing your wealth safely.
Your Retirement Deserves a Premium Plan
Join thousands of Americans who are growing their wealth safely. Start today — your first step toward retirement clarity is free.